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Mortgage Loans in Cottonwood, Utah

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Cottonwood

Cottonwood Heights is a city located in Salt Lake County, Utah, United States, along the east bench of the Salt Lake Valley. It lies south of the cities of Holladay and Murray, east of Midvale, and north of Sandy within the Salt Lake City, Utah Metropolitan Statistical Area. Following a successful incorporation referendum in May 2004, the city was incorporated on January 14, 2005. Cottonwood Heights had been a Census-designated place (CDP) before incorporation. The population as of the 2010 census was 33,433. This is a significant increase over the CDP’s 2000 census count of 27,569.

The corporate offices of Dyno Nobel, Fusion-io, Extra Space Storage, Breeze Airways, and JetBlue are located in the city.

In 2007, Money magazine rated Cottonwood Heights at #100 on their Best Places to Live list.

Source: https://en.wikipedia.org/wiki/Cottonwood_Heights,_Utah

Geography of Cottonwood

As the city’s name suggests, its geography is dominated by a high ridge separating the valleys of the Big and Little Cottonwood Creeks. At the eastern edge of the city, these valleys narrow into the Big and Little Cottonwood Canyons within the Wasatch Mountains, respectively; this is reflected by the city’s official nickname, “City between the canyons”. The ridge is covered in suburban housing, but most commercial development has been restricted to the lower-lying areas north of the ridge (along Fort Union Boulevard, in Fort Union itself, and near Big Cottonwood Creek and the “Old Mill” in the northeast corner of the city).

State Route 190 and State Route 210 run near the eastern edge of the city and provide access to the canyons; they are the only state routes that enter the city. Interstate 215 runs along the northern border of the city and State Route 152 touches the city at a point. The city is building a multi-use trail along the full length of Big Cottonwood Creek within its borders.

Cottonwood Heights is in the Canyons School District; Brighton High School is the only public high school in the city. Butler Middle school is the only middle school in the city limits.

According to the United States Census Bureau, the CDP had a total area of 6.8 square miles (17.6 km2), all land.

Source: https://en.wikipedia.org/wiki/Cottonwood_Heights,_Utah

Demographics of Cottonwood

According to estimates from the Kem C. Gardner Policy Institute of the University of Utah, as of 2015, there were 34,234 people in Cottonwood Heights. The racial makeup of the county was 86.57% non-Hispanic White, 0.81% Black, 0.60% Native American, 4.51% Asian, 0.88% Pacific Islander, and 2.34% from two or more races. 4.29% of the population were Hispanic or Latino of any race.

Source: https://en.wikipedia.org/wiki/Cottonwood_Heights,_Utah

Kevin Mansouri

President Loan Officer  //  NMLS #278321

Kevin Mansouri is the the owner of Mortgage Solutions LLC, a small brokerage in Sandy, Utah. It has been Kevin’s honor to serve Utah as a lender over the past 21+ years. Being small means low overhead and great service. Being a broker means the most competitive rates at the lowest possible cost. The lender pays us a fee to do the loan… NOT YOU!

When it comes to one of the biggest decisions of your life, you need a local expert with a vested interest in getting your loan done right and on time. Please take some time to read the reviews our previous clients have left. If you’re not ready to buy or refinance now, that is ok – let me help you get ready and develop a plan. Call or email me today and let’s get started!

kevin@better-homeloans.com(801) 915-4731
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